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Eyeing up that sunroof, decal or wheel lock but worried what it might do to your premium?Car modifications usually make insurance more expensive because they increase the value of a vehicle. Some changes, however, could make a car policy cheaper if they make a car more secure.
Here's everything you need to know.
Car modifications include most changes made to your car
Most changes that make your vehicle look and drive differently from how it was originally manufactured are classed as car modifications. This includes alterations or upgrades offered by dealers when you buy a new car.
Car modifications are split into two main categories:
Cosmetic Modifications
These change the appearance of a car, for example by changing the car colour with a custom paint job or tinting the windows.
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